Hold fiat and stablecoin in one wallet

Several currencies, each its own balance.

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Fund once. Pay from your balance.

$1,000,000

£
¥
€
$
EURUSDCUSD

Funding

Fund a wallet the way you fund anything: with a payment.

Send money into a wallet from a bank account, or point a customer’s pay-in details at it so every incoming payment settles there automatically.

Set up wallets

40+ currencies

Payouts from a balance

Pay from the balance instead of waiting for a deposit.

Name a wallet as the source of a payout and there is no deposit to wait for. A company wallet can pay on behalf of any of your customers; a customer’s own wallet pays only for them.

See payouts from a wallet
$10,000€10,842

FEE 0.05%

Balances

One wallet, several currencies, every balance in view.

See each currency’s balance separately, and check your company’s own available funds before a large run, so you always know what is spendable and what is reserved.

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The route

Fiat in. Stablecoin moves it. Fiat out.

A wallet sits at either end of every Nodu payment. Collections settle into it, converted on arrival if the currencies differ, and payouts leave from it on whatever rail the recipient uses. The stablecoin leg in between is invisible to both sides.

*Sender and recipient only ever see fiat.

Fiat in

Stablecoin moves it

Fiat out

$

EURUSDCBRL

10,000 EUR

Sender's bank · Berlin

$58,420 BRL

Recipient's bank · São Paulo

How it works

Create, fund, pay, check. Four steps, and the wallet is part of every route you run.

  • Company-wide or per customer

    Choose at creation whether a wallet belongs to your company and serves everyone, or to one customer and serves only them.

  • Names your team recognizes

    Give each wallet a readable name and your own reference, and that is how it appears in reports.

  1. Create

    Open a wallet with a name, and attach it to a customer if it is theirs alone.

  2. Fund

    Send a payment into it, or route a customer’s incoming payments straight to it.

  3. Pay and check

    Use the wallet as the source of payouts, and read its balances whenever you need to.

Who holds balances with Nodu

Built for the teams that pay from a float

Marketplaces, payroll platforms, fintechs and exchanges keep balances with Nodu and pay out from them instead of waiting for each deposit.

Trust

Balances inside a regulated group.

Nodu operates through licensed and registered group entities: a payment institution and MiCA crypto-asset service provider in Latvia, and a FINTRAC-registered MSB in Canada. Every payment in or out of a wallet reaches your system as a notification.

  • MiCA + PI - Latvia (EU-wide)
  • MSB - Canada (FINTRAC)

40+

Currencies & Stablecoins

Platform

Wallets, pay-ins and payouts in one REST API.

Create a wallet, route collections into it, pay out from it and read its balances, all from the same integration, with safe retries and a sandbox to try it in first.

FAQs

A company wallet belongs to your business and can fund payouts for any of your customers. A customer wallet belongs to one customer and funds only their payouts. You choose when you create it.

Ready to pay out from a balance?

Apply for access and read the API docs. Both take minutes.

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