Build payroll that pays in every currency

Fund once. Pay out on local rails.

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Rates locked before every payout.

$1,000,000

£
¥
€
$
EURUSDCUSD

Funding

Each employer pays into their own account details.

Issue every employer a dedicated account on their local rail. Their monthly funding is matched to them on arrival, without a reference, and lands in the balance you run payroll from.

Set up funding

40+ currencies

Payouts

Saved recipients, paid on local rails.

Store each contractor’s bank account once, validated for its rail. Then pay them over SEPA, Faster Payments, ACH or Fedwire, one transfer per person, each with its own receipt and your own reference.

Set up payouts
$10,000€10,842

FEE 0.05%

Pricing

Quote by what the contractor must receive.

Give Nodu the amount that has to land and it returns what to send, with the rate, its fee and your margin as separate lines, locked for 15 minutes. The contractor gets the round number they were promised.

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Under the hood

Fiat in. Stablecoin moves it. Fiat out.

The employer’s funding lands on a local rail, the cross-border leg runs on stablecoin, and each payout converts back to the recipient’s currency on delivery. No correspondent bank, no pre-funded float in each country.

*Employer and contractor only ever see fiat.

Fiat in

Stablecoin moves it

Fiat out

$

EURUSDCBRL

10,000 EUR

Sender's bank · Berlin

$58,420 BRL

Recipient's bank · São Paulo

How it works

Onboard the employer and the people they pay once. Every pay run after that is a series of quoted transfers.

  • Safe to retry

    Every payout carries a key of your own. If your pay run times out and retries, Nodu returns the original result instead of paying again.

  • A receipt per payout

    Amount sent, your fee, Nodu’s fee, the rate and the amount delivered, on every completed transfer, with your reference on it for reconciliation.

  1. Onboard

    Employers as businesses, contractors as people. Each accepts the terms and is verified once, hosted by Nodu or with the data you already collect.

  2. Fund

    Issue the employer dedicated account details. Their transfer arrives in the payroll balance without a reference to chase.

  3. Run payroll

    Quote each payout, send to the saved account, and follow every transfer to delivery through notifications.

What payroll platforms run on Nodu

Built for the platforms that pay people in other countries

Employer-of-record providers, contractor payment platforms and global payroll software use Nodu for the delivery leg.

Trust

Regulated where the money is paid.

Nodu operates through licensed and registered group entities: a MiCA crypto-asset service provider and payment institution in Latvia, passportable across the EU, and a FINTRAC-registered MSB in Canada. Every employer and every recipient is verified before the first payout.

  • MiCA + PI - Latvia (EU-wide)
  • MSB - Canada (FINTRAC)

40+

Currencies & Stablecoins

Platform

A pay run your engineers can test end to end.

A REST API with a full sandbox, signed notifications for every payout state and safe retries. Simulate the employer’s funding and every payout before real money moves.

FAQs

EUR over SEPA, GBP over Faster Payments, USD over ACH and Fedwire, and SWIFT, or USDC, USDT and EURC to a wallet on Base, Ethereum, Polygon or Tron.

Ready to pay people in their own currency?

Apply for access and read the API docs. Both take minutes.

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