Build settlement into your marketplace
A dedicated account for every seller.
Settled in the seller’s own currency.
$1,000,000
Collection
One dedicated account per seller.
Issue account details in the seller’s name on SEPA, Faster Payments or ACH. Every payment into them is matched to that seller and delivered to the balance you chose, so settlement never waits on a reconciliation queue.
40+ currencies
Settlement
Paid to the seller’s bank, on the seller’s rail.
Save each seller’s bank account once, validated for its rail, and settle them as often as your schedule says. Each payout carries your own reference and a receipt with every fee on its own line.
FEE 0.05%
Cross-currency
Sell in euros, settle in dollars, at a locked rate.
A seller in another currency is paid at a quoted rate with your margin as a separate line, locked for 15 minutes. Quote by the amount they must receive and the invoice matches the payout to the cent.
Under the hood
Fiat in. Stablecoin moves it. Fiat out.
Buyer funds land on a local rail, cross on stablecoin where the seller is in another currency, and arrive as local fiat in the seller’s bank. One engine for collection and settlement, with the right license behind each leg.
*Buyers and sellers only ever see fiat.
Fiat in
Stablecoin moves it
Fiat out
EURUSDCBRL
10,000 EUR
Sender's bank · Berlin
$58,420 BRL
Recipient's bank · São Paulo
How it works
Onboard a seller once. Their account details, balance and payout account all hang off that one record.
Balances your finance team can read
A wallet per seller carrying a readable name and your own reference, so reports match your records without a mapping table.
Every settlement, pushed to you
Incoming funds and every payout state arrive as signed notifications with the full record inside, so your ledger updates without polling.
Onboard the seller
Create them as a business or a person, have them accept the terms, and verify them, hosted by Nodu or with the data you already collect.
Issue their details
Dedicated account details in their name, pointed at the balance you hold for them.
Settle
Quote, pay out to their saved bank account, and follow each transfer to delivery through notifications.
What marketplaces run on Nodu
Built for the platforms that hold money for many sellers
Goods marketplaces, service platforms, creator platforms and B2B trade platforms use Nodu for collection, balances and settlement.
Trust
A licensed institution behind every seller balance.
Nodu operates through licensed and registered group entities: a MiCA crypto-asset service provider and payment institution in Latvia, passportable across the EU, and a FINTRAC-registered MSB in Canada. Every seller is verified before an account is issued for them.
- MiCA + PI - Latvia (EU-wide)
- MSB - Canada (FINTRAC)
40+
Currencies & Stablecoins
Platform
Collection, balances and settlement in one REST API.
A full sandbox where incoming payments can be simulated on any account you have issued, signed notifications for every event, and safe retries built in.
FAQs
Ready to settle sellers in their own currency?
Apply for access and read the API docs. Both take minutes.
Get startedAPI docs
