Build a way in for every payer
Incoming payments matched on arrival.
No references to chase.
$1,000,000
Account details
In the customer’s name, valid as long as you keep them.
An IBAN and BIC, a sort code and account number, or routing details, issued once and printed on an invoice, shown in an app or sent in an email. They do not change.
40+ currencies
Matching
No references. No reconciliation queue.
A dedicated account identifies its owner on its own. Where a reference is required instead, Nodu tells you the exact text to show and matches on it. Every incoming payment arrives with the customer it belongs to and a full receipt.
FEE 0.05%
Destination
Collect in one currency, hold in another.
The currency of the account and the balance it feeds do not have to match. Point a euro IBAN at a dollar wallet or a stablecoin one and Nodu converts on arrival.
Under the hood
Fiat in. Stablecoin moves it. Fiat or stablecoin out.
A payment into a dedicated account enters the same engine as every other Nodu payment: matched, converted where the destination needs it, delivered, and reported to your system the moment it settles.
*Payers only ever see fiat.
Fiat in
Stablecoin moves it
Fiat out
EURUSDCBRL
10,000 EUR
Sender's bank · Berlin
$58,420 BRL
Recipient's bank · São Paulo
How it works
One set of details per customer and rail, issued once and stable from then on.
One-off collections too
For a single payment, Nodu returns deposit details for that transfer, waits for the money, and completes the rest on its own.
Pause without losing a payment
Suspend an account and it stops accepting new funds, while payments already on their way still settle where they should.
Onboard the customer
Create them, have them accept the terms and pass verification, and switch on the currencies and rails to collect on.
Issue their details
Ask for account details with the destination you want. They come back in the customer’s name, ready to share.
Watch the money arrive
Each payment settles into the wallet or account you chose, and your system hears about it before your customer does.
Who collects on Nodu
Built for the products where every customer needs their own way in
Fintechs, marketplaces, payroll platforms, SaaS and exchanges give each customer a stable way in and let Nodu match, convert and settle.
Trust
Accounts issued under a licensed institution.
Nodu operates through licensed and registered group entities: a MiCA crypto-asset service provider and payment institution in Latvia, passportable across the EU, and a FINTRAC-registered MSB in Canada. Details are only issued for a customer who has been verified.
- MiCA + PI - Latvia (EU-wide)
- MSB - Canada (FINTRAC)
40+
Currencies & Stablecoins
Platform
Issue, look up and test from the same REST API.
Create details, find them again by IBAN, and simulate an incoming payment in the sandbox. It is matched and settled exactly as a real one would be.
FAQs
Ready to give every payer their own account?
Apply for access and read the API docs. Both take minutes.
Get startedAPI docs
