Collect payments on local rails

Stable account details for every customer.

Get startedAPI docs

Settled as fiat or stablecoin, automatically.

$1,000,000

£
¥
€
$
EURUSDCUSD

Account details

One set of details. Valid for as long as you need them.

Issue a customer their own IBAN, account number or routing details once, and let them pay into it as often as they like. Put it on an invoice, show it in your app, send it in an email. It does not change.

Set up pay-ins

40+ currencies

Automatic settlement

Every payment finds its own way home.

Decide once where a customer’s money should go, a balance you hold or an account you name. From then on, each incoming payment is matched and delivered there on its own, and your system hears about every settlement the moment it happens.

See how settlement works
$10,000€10,842

FEE 0.05%

Conversion built in

Collect in euros. Land in stablecoin.

The currency your customer pays in and the currency you want to hold do not have to match. Nodu converts on arrival, so a euro transfer can settle as USDC or EURC in a wallet.

Plan your corridors

Under the hood

Fiat in. Stablecoin moves it. Fiat or stablecoin out.

Behind every pay-in is the same engine that moves the rest of Nodu: money lands, crosses on stablecoin rails where the corridor needs it, and arrives where you told it to. Your payers see a bank transfer, nothing else.

*Payers only ever see fiat.

Fiat in

Stablecoin moves it

Fiat out

$

EURUSDCBRL

10,000 EUR

Sender's bank · Berlin

$58,420 BRL

Recipient's bank · São Paulo

How it works

Set up a customer once. From then on, their payments arrive without another call from you.

  • No reference chasing

    An account dedicated to the customer identifies them on its own. Where a reference is needed instead, Nodu tells you exactly what to print, and matches on it.

  • Nothing to reconcile by hand

    Every incoming payment carries the customer it belongs to, the amount and a full receipt, so your books update from the notification alone.

  1. Onboard the customer

    Create the customer, have them accept the terms and pass verification, and switch on the currencies and rails you want to collect on.

  2. Issue their details

    Ask Nodu for a pay-in route with the destination you want. The details are ready to share as soon as the route is active.

  3. Watch the money arrive

    Each payment settles into the wallet or account you chose. Subscribe to notifications and your product knows before your customer does.

Who collects with Nodu

Built for the teams that collect on behalf of others

Fintechs, marketplaces, payroll platforms and exchanges give each of their customers a stable way in, and let Nodu do the matching, converting and settling.

Trust

Regulated where the money comes in.

Nodu operates through licensed and registered group entities: a MiCA crypto-asset service provider and payment institution in Latvia, and a FINTRAC-registered MSB in Canada. Every customer is verified before a single account is issued for them.

  • MiCA + PI - Latvia (EU-wide)
  • MSB - Canada (FINTRAC)

40+

Currencies & Stablecoins

Platform

One integration, and the pay-ins run themselves.

A REST API with a sandbox, notifications for every settlement and safe retries built in. Test an incoming payment end to end before a real one is ever made.

FAQs

EUR over SEPA, GBP over Faster Payments, USD over ACH and Fedwire, and SWIFT. Each is switched on per customer. Euros over SEPA can settle as USDC or EURC in a wallet.

Ready to collect on local rails?

Apply for access and read the API docs. Both take minutes.

Get startedAPI docs