Virtual IBANs for every customer
Stable account details, issued by API.
Every payment routed on arrival.
$1,000,000
Real details
IBAN and BIC. Sort code and account number. Routing number.
Whatever the rail expects, the customer gets the real thing: SEPA details in Europe, Faster Payments details in the UK, ACH and Fedwire details in the US. Show them exactly as Nodu returns them, account holder included.
40+ currencies
Matched automatically
Every payment finds its customer.
An account dedicated to one customer identifies them on its own, so payers do not have to remember a code. Where a reference is required, Nodu tells you the exact text to show, and a payment that carries it is matched without a second look.
FEE 0.05%
Land anywhere
A euro account that fills a stablecoin wallet.
The account’s currency and the balance it feeds do not have to match. Point a euro IBAN at a USDC or EURC wallet and Nodu converts on arrival, so a bank transfer becomes an on-ramp without your customer knowing.
The route
Fiat in. Stablecoin moves it. Fiat or stablecoin out.
A payment into the account enters the same engine as every other Nodu payment. It is matched, converted where the destination needs it and delivered, and your system is told the moment it settles.
*Payers only ever see a bank transfer.
Fiat in
Stablecoin moves it
Fiat out
EURUSDCBRL
10,000 EUR
Sender's bank · Berlin
$58,420 BRL
Recipient's bank · São Paulo
How it works
One set of details per customer and rail, issued once and stable from then on.
Ready once active
Request details for a customer and they are ready to share as soon as the account is active. A notification tells you when it is.
Nothing lost on a pause
A suspended account stops accepting new funds, while payments already on their way still settle where they should.
Choose the destination
A wallet you hold with Nodu, or a bank account you have saved.
Issue the details
Ask for account details for the customer on the rail you want, with your own reference attached if you like.
Share them
Show them exactly as returned, on an invoice, in an app, in an email. Find them again later by your reference or by the wallet they fill.
Who issues virtual IBANs with Nodu
Built for the products where every customer needs their own way in
Fintechs, marketplaces, payroll platforms and exchanges give each customer, seller or employer their own bank details and let the payments find their way.
Trust
Issued for verified customers only.
Nodu operates through licensed and registered group entities: a payment institution and MiCA crypto-asset service provider in Latvia, and a FINTRAC-registered MSB in Canada. Account details are only issued for a customer who has passed verification.
- MiCA + PI - Latvia (EU-wide)
- MSB - Canada (FINTRAC)
40+
Currencies & Stablecoins
Platform
Issue, look up and test from the same REST API.
Create details, list them by your own reference or by destination wallet, and simulate an incoming payment in the sandbox. It is matched and settled exactly as a real one would be.
FAQs
Ready to give every customer their own account details?
Apply for access and read the API docs. Both take minutes.
Get startedAPI docs
