Build local settlement, rail by rail
Collect and deliver on local rails.
Every fee quoted before you send.
$1,000,000
Collection
A dedicated account per merchant, matched on arrival.
Give each merchant or sender their own account details on the local rail. Incoming funds are matched to them without a reference, and delivered to the balance or account you named, so settlement runs without a reconciliation queue.
40+ currencies
Delivery
Paid out as local fiat, on the recipient’s own rail.
Send euros over SEPA, sterling over Faster Payments, dollars over ACH or Fedwire. Save each beneficiary once, with the details validated for its rail, and reuse them for every future transfer.
FEE 0.05%
Pricing
Your margin, on its own line, locked before you send.
Quote by the amount sent or the amount to arrive. Nodu returns the rate, its fee, your fee and the delivered amount, and holds them for 15 minutes. Send with the quote and the recipient gets exactly what was shown.
Under the hood
Fiat in. Stablecoin moves it. Fiat out.
A transfer lands on a local rail, converts to stablecoin, crosses without a correspondent chain, and converts back on delivery. One engine for collection and payout, with the right license behind every leg.
*Sender and recipient only ever see fiat.
Fiat in
Stablecoin moves it
Fiat out
EURUSDCBRL
10,000 EUR
Sender's bank · Berlin
$58,420 BRL
Recipient's bank · São Paulo
How it works
Onboard the merchant or sender once, then collect and deliver as often as they need.
Every state, pushed to you
Awaiting funds, received, sent, delivered, and any review along the way: each is a signed notification with the whole transfer inside, so your ledger updates without polling.
Retries that cannot pay twice
Every request that creates a transfer carries a key of your own. Retry after a timeout and Nodu returns the original result instead of sending again.
Onboard
Create the merchant or sender as a business or a person, have them accept the terms, and verify them, hosted by Nodu or with your own data.
Collect
Issue dedicated account details, or take a one-off deposit with details Nodu returns for that transfer.
Deliver
Quote, send to a saved beneficiary, and follow the transfer to delivery through notifications.
What providers run on Nodu
Built for the flows a payment provider has to get right
Merchant settlement, sender-to-recipient transfers and cross-currency delivery, each with a receipt that shows every fee.
Trust
A regulated counterparty for the whole route.
Nodu operates through licensed and registered group entities: a MiCA crypto-asset service provider and payment institution in Latvia, passportable across the EU, and a FINTRAC-registered MSB in Canada. Every payment runs under the platform’s AML and sanctions screening.
- MiCA + PI - Latvia (EU-wide)
- MSB - Canada (FINTRAC)
40+
Currencies & Stablecoins
Platform
One integration for collection, delivery and pricing.
A REST API with a full sandbox, signed notifications for every transfer state and safe retries built in. Simulate a deposit and a delivery end to end before a merchant ever goes live.
FAQs
Ready to settle on local rails?
Apply for access and read the API docs. Both take minutes.
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