Build one balance for your whole team

One balance, paid out across borders.

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The amount they receive, fixed up front.

$1,000,000

£
¥
€
$
EURUSDCUSD

Fund

Top up one balance from your bank.

Dedicated account details in your company’s name, on your local rail. Every transfer into them lands in the balance you pay out from, matched on arrival, ready for the next run.

Set up funding

40+ currencies

Pay

One transfer per person, to a saved account.

Store each recipient’s bank account once, validated for its rail. Then pay over SEPA, Faster Payments, ACH or Fedwire, with your own reference on every transfer and a receipt with each fee on its own line.

Set up payouts
$10,000€10,842

FEE 0.05%

Price

Fix what lands, not what leaves.

Give Nodu the amount the recipient must receive and it returns what to send, with the rate, its fee and your margin as separate lines, locked for 15 minutes. The recipient gets the round number they were promised.

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Under the hood

Fiat in. Stablecoin moves it. Fiat out.

Your funding lands on a local rail, the cross-border leg runs on stablecoin, and each payout converts back to the recipient’s currency on delivery. No correspondent bank and no float parked in each country.

*Payer and recipient only ever see fiat.

Fiat in

Stablecoin moves it

Fiat out

$

EURUSDCBRL

10,000 EUR

Sender's bank · Berlin

$58,420 BRL

Recipient's bank · São Paulo

How it works

Onboard the people you pay once. Every pay run after that is a series of quoted transfers from one balance.

  • Runs that can be resumed

    Every payout carries a key of your own. If a run stops halfway and restarts, payouts already made return their original result instead of paying again.

  • Reconciled from the receipt

    Amount sent, your fee, Nodu’s fee, the rate and the amount delivered, on every completed payout, under your own reference.

  1. Onboard recipients

    Each is created as a person, accepts the terms and is verified once, hosted by Nodu or with the data you already hold.

  2. Save their accounts

    Nodu tells you which details a rail needs and checks them, then the account is reused for every payout.

  3. Run payroll

    Quote each payout by the amount to receive, send, and follow every transfer to delivery through notifications.

Who runs payroll on Nodu

Built for the teams that pay people in other countries

Employer-of-record providers, contractor platforms, global payroll software and companies with distributed teams use Nodu for the delivery leg.

Trust

Regulated where the money is paid.

Nodu operates through licensed and registered group entities: a MiCA crypto-asset service provider and payment institution in Latvia, passportable across the EU, and a FINTRAC-registered MSB in Canada. Every recipient is verified before the first payout, and every payout runs under the platform’s screening.

  • MiCA + PI - Latvia (EU-wide)
  • MSB - Canada (FINTRAC)

40+

Currencies & Stablecoins

Platform

A pay run you can test end to end.

A REST API with a full sandbox, signed notifications for every payout state and safe retries. Simulate funding and every payout before real money moves.

FAQs

EUR over SEPA, GBP over Faster Payments, USD over ACH and Fedwire, and SWIFT, or USDC, USDT and EURC to a wallet on Base, Ethereum, Polygon or Tron.

Ready to pay everyone in their own currency?

Apply for access and read the API docs. Both take minutes.

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